If you’re looking to earn extra income from your home, shop, or even as a side hustle, these top recharge apps are for you to start without any extra charge or documentation. In India, mobile and DTH recharge, bill payments, and utility services are everyday needs — and some apps actually pay you a commission or cashback for every transaction completed! You can earn by making a recharge for your own mobile phone, your family’s phones, friends and anyone around you. That may not be a big cash, however, you can earn extra income daily as a side hustle.
After trying and researching many apps, I’ve shortlisted 8 best mobile recharge apps that stand out — especially if you’re serious about making some additional money every day at home or your small shop or even while on the go.
The 3 Best Mobile Recharge Apps I Recommend
1. Direct Pay4U
Direct Pay4U is one of the best apps I’ve found for earning high commissions. Recently, I tried this Android app, and their customer service is also good when there is a recharge issue. It’s a complete recharge and utility bill payment platform where you can recharge mobiles, DTH, Fastag, pay electricity, water, and gas bills — and earn good commission rates for every transaction.
- Popularity: 10L+ downloads on the Play Store
- Commission: 3.5% per mobile and DTH recharge, 2% per data card rechage
Special Features:
- 24/7 live support and instant transactions
- No minimum amount to add money to the wallet
- Premium services with fast complaint resolution
- Lifetime referral income from people you refer to use the app
Whether you’re recharging for Jio, Airtel, Vi, or BSNL, this app gives commission equally. But they pay zero commissions for other recharge or bill payments for now.
2. EG Payment
EG Payment is another secure mobile recharge app with multiple payment options, which I would like to recommend. This easy recharge app offers services like mobile recharges, postpaid bill payments, DTH, money transfer, and more.
- Popularity: Growing fast in tier 2 and 3 cities
- Commission: BSNL – 4.5%, Vi – 3.40%, Airtel – 1.30%, Jio – 1.00%
Special Features:
- Easy signup without documents,
- Wallet recharge system, no minimum amount for adding money
- Commission on utility bill payments and FASTag
- Multiple language support for easier usage
- Phone and WhatsApp support for any recharge issues
If you want to do several recharges, bill and utility payments daily, EG Payment can be a great source for you.
3. JioPOS Lite
JioPOS Lite is an official app from Reliance Jio that lets you become a Jio Partner and earn commissions directly from recharging Jio mobile numbers only. Recharge of other mobile operators is not allowed.
- Popularity: 50L+ downloads
- Commission: 2.5% per Jio prepaid recharge
Special Features:
- Easy signup without documents
- Minimum Rs. 500 to add to the balance
- Recharge for Jio prepaid numbers only
- Direct Jio support for any issue.
As Jio is a leading mobile operator in India, this fast and secured app is a must-have for recharge agents or individuals.
Other Commendable Mobile Recharge Apps with AEPS
These apps not only offer recharge services but also allow AEPS transactions (withdraw cash, balance inquiry through Aadhaar card). They are useful apps for small shops to earn extra income.
4. Biznext
I didn’t use Biznext, but it is one of the popular apps as it offers a combination of recharge and AEPS services.
- Commission: ₹1–₹10 per transaction, based on recharge and service
- Features: PAN services, insurance premium payments, bill payments, DTH recharge, and money transfer
This app is a good option for shop owners and local service providers who want to expand their earnings.
5. PayNearBy
PayNearby has been known to me for a long time, and it is another reputed app offering commissions if you want to run a mix of different services at your home or shop.
- AEPS and DMT services (Domestic Money Transfer)
- Commission Rate: low, but you can earn more from the various services it offers
- Special Features: AEPS, micro ATM, banking, insurance, travel booking, and more through one app
- Sign-up: Needs documents to submit online
This is great for anyone who wants a one-stop solution for recharge, bill payment, money transfer and more.
6. Spice Money
I didn’t use Spice Money, but it is one of the popular apps as it offers tier-based commission rates.
- AEPS Leader: One of the top AEPS service providers
- Commission: Depending on recharge or services
- Features: Aadhaar Enabled Payment System (AEPS), Money Transfer, micro ATM, BBPS payment, recharge, and more
Spice Money is quite famous in rural and semi-urban areas in India as it is a digital service provider.
Other Apps That Claim High Commissions
7. Recharge India Commission App
I personally didn’t use this recharge commission app, but it claims high commissions on recharges. You can download it and check out their commission rates.
- Claimed Commission: Up to 4% Instant Commission per successful transaction
- Features: Mobile recharge, DTH, Google Play, and utility bills.
- Registration: No charge
If you want to test a lesser-known app for higher margins, you can try this app.
Other Popular App That Occasionally Gives Cashback
8. Amazon Pay
You know Amazon is a great shopping app in India. While Amazon Pay doesn’t consistently offer commissions, it’s still popular for occasional cashback offers during mobile recharges, UPI payments, bill and utility payments, like other apps above.
- Cashback: Sometimes ₹2–₹50 per recharge during special promotions
- Best For: Personal instant recharge and getting cashback to save money in your Amazon balance
Which Recharge App is Right for You?
If you’re just starting and want to turn small transactions into daily income, use apps like Direct Pay4U, EG Payment, and JioPOS Lite for earning better, higher commissions. And if you want to expand into AEPS services (cash withdrawals, bank balance inquiries), you can also use Spice Money, PayNearBy, and Biznext in addition to the recharge apps.
✅ Tip: Choose 2–3 apps depending on what services your local customers ask for most — recharge, money transfer, bill payments, or AEPS.
So start your side hustle and make extra revenue daily. Install some of these best apps for phone recharge and begin earning commissions right from your home or shop whenever you recharge your phone, family, friends and others! If convenient to you, you can add Aadhar withdrawal, money transfer, bill payment and other services for earning more every day.
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Ibochouba Singh is a content writer and reviewer with a passion for writing about digital marketing and tech gadgets, including software tools and new tech gadgets. He has over 15 years of experience writing for several consumers and clients, including tech startups, marketing agencies, and software companies. He is writing many articles and reviews for many websites, including nigcworld.com, buywin.in, medium.com, and quora.com.